Compare Plan Benefits
Think about your health insurance needs and current situation and future outlook. For example: Do you need maternity coverage? Do you want coverage for your whole family or just yourself? Are you concerned with preventive care and checkups? Or are you better off with managed care plan that might restrict your choice somewhat but give you wider coverage and more convenience?
Here are some of the things to look at when choosing and comparing health insurance plans.
Your Insurance Checklist
Make a insurance checklist to compare and check for the following key health insurance and general insurance plan features and benefit, agency services, and health coverage options in the healthcare plans that you are thinking about buying. Your Healthcare Checklist:
- Covered medical services
- Inpatient hospital services
- Outpatient surgery
- Physician visits (in the hospital)
- Office visits
- Skilled nursing care
- Medical tests and X-rays
- Prescription drugs
- Mental health care
- Drug and alcohol abuse treatment
- Home health care visits
- Rehabilitation facility care
- Physical therapy
- Speech therapy
- Hospice care
- Maternity care
- Chiropractic treatment
- Preventive care and checkups
- Well-baby care
- Dental care
- Other covered services
- Are there any medical limits, or preexisting conditions that will affect you or your family?
- What types of utilization review, pre authorization, or certification procedures are included?
- Costs of the Plan
Contact ZIS
For expert insurance advice, help, and quality support from our dedicated team, please contact us at:
- In Los Angeles California, Phone: 1- 818- 990- 4421
- National Toll Free Phone: 1- 877- 990- 3808
- Fax : 1- 818- 990-4165
- E-mail: s@zisinsurance.com
- Please call us for advice and help, we will try our best to help you make the best informed choice when making decision regarding your health insurance coverage
